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Retirement Calculator

Estimate how much you need to save for retirement based on your age, income, and desired lifestyle.

How to Use the Retirement Calculator

  1. 1

    Enter your age and retirement age

    Input your current age and desired retirement age.

  2. 2

    Enter income and savings

    Provide your annual income, current savings, and monthly contributions.

  3. 3

    Set expected returns

    Enter your expected annual investment return rate.

  4. 4

    View retirement projection

    See whether you are on track and what adjustments are needed.

💡 Tips & Tricks

  • Maximize employer 401(k) matching — it is free money.
  • Increase contributions by 1% each year or with every raise.
  • Diversify investments across stocks, bonds, and other assets based on your timeline.

Frequently Asked Questions